From an asset proposal to the financial balance

Turn a personal preference into a proposal

In the household inventory, each partner can say what they would like to keep and give a personal valuation. Those preferences remain separate from the proposal, which contains the amount and arrangement you want both people to confirm.

Use Needs review to work through your partner’s additions and changes. You can agree or suggest a change. An explanatory comment is optional; include one when it helps explain a different value or division.

When both people want the same object, first identify whether the disagreement is about its value or who keeps it. A different price alone will not settle competing preferences. Leave that entry open while you work through the items you can agree.

Example: a proposed allocation of the dining table
€650 to AlexProposal 2

Alex confirmed this version.

Jamie’s confirmation is still needed.

The proposal remains unresolved until both confirm.

Review changed proposals before confirming again

Changing a proposal clears its earlier confirmations. Each partner must review the new version, and either can withdraw their own confirmation. A professional helping with asset division can organise records and propose arrangements, but cannot approve for a partner.

Choose the overall percentage split

In Financial balance, enter the percentage of agreed net assets and debts each partner should receive and explain why. Both partners confirm this choice separately from the individual items. There is no automatic 50/50 selection.

Check the property and mortgage record and other finances and debts before confirming the split. The balance compares each person’s allocation with their target share to calculate a balancing payment.

Use other assets to offset a home allocation

Suppose the agreed records contain $200,000 of home equity and $40,000 in savings, with no other assets, debts or costs. An expressly selected equal split gives each partner a $120,000 target. If A keeps the home and B receives the savings, A would pay B $80,000 to reach those targets.

A home-only calculation would show a $100,000 half-share of the equity. The difference is the savings already allocated to B, not a discount on the property. Include those records in the dossier and confirm their arrangements before relying on the overall balance.

Check what a partial balance includes

Only confirmed proposals enter the asset balance. Sale items use the agreed expected net proceeds, with the selected sale split. Financial entries may have their own percentage arrangement. Confirmed paid costs can also create reimbursements.

While items remain open, the payment is partial. It does not settle excluded records, guarantee a sale price or move money. Both the overall split and all recorded costs must be confirmed before a balancing payment is shown.

Export the current agreements and open proposals

The sample property settlement report shows recorded values, shared comments, confirmations and unresolved entries. A downloaded PDF is a snapshot; export a new copy after further changes. Private notes are excluded.

Asset review and agreement questions

Does agreeing a new record also decide who keeps it?

Only if you are reviewing a proposal that includes an arrangement. Agreeing a bare record accepts its recorded value for review; it does not create a division proposal.

Why do my own additions not appear in Needs review?

That queue is for your partner’s additions or changes. Your own entries do not need you to review them again.

Can we split sale proceeds equally?

Yes. A sale proposal can use an explicit 50/50 division of proceeds, independently of the overall asset split. Both partners must confirm it.

What does the balancing payment represent?

It compares the agreed allocations with your chosen target shares and includes confirmed cost reimbursements. The application calculates an amount; it does not send a payment.

Does confirmation make the report legally binding?

Equity.me records participant confirmations but does not certify their legal effect. Ask your professional which formal documents and steps your situation requires.