Equity tax

Tax on Employee Share Awards

Giving real shares moves the tax to the front. The employee usually pays income tax on the value received at award, so the design question is how to make that value small and defensible.

Timing of the charge
Usually award, or vesting for restricted awards
Charge
Income tax on value received minus price paid
Key tool
Hurdle shares and, in the UK, Section 431 elections
After the award
Growth is normally a capital gain
Practical limit
Notarial and register costs in some jurisdictions

The basic charge on a share award

If an employee receives shares for less than they are worth, the difference is employment income. A free award of shares worth 20,000 euros is taxed like a 20,000 euro bonus, but without any cash to pay the bill. That is why direct share awards are usually reserved for the earliest days, when the shares are worth very little.

Awarding shares before a priced round is far cheaper in tax terms than awarding the same percentage after one. The percentage is identical, the taxable value is not.

Restricted shares and vesting

Restricted shares are issued now and can be bought back or forfeited if the holder leaves before the restrictions lapse. Countries differ on whether the charge falls at issue on the restricted value, or later when the restrictions fall away and the value is higher.

In the UK, a Section 431 election lets the employee pay income tax on the full unrestricted value at acquisition, so all later growth is a capital gain. It must be made within 14 days of acquisition, and missing it is one of the most common and expensive administrative errors in UK share plans.

Growth shares and hurdles

Growth shares only participate in value above a hurdle set at or above the current value of the company. Because they are worth little at issue, the income tax charge at award is small, and the upside above the hurdle is a capital gain.

Worked example. A company is worth 10 million euros. Growth shares are issued with a 12 million euro hurdle. If the company sells for 30 million, the growth share class shares in the 18 million above the hurdle according to its percentage. At issue the shares have little value, so the entry cost and the income charge are low.

  • The hurdle must be defensible and supported by a valuation.
  • A new share class means articles changes and, in some countries, a notary.
  • Holders become real shareholders, so consider voting rights, drag along and transfer restrictions.

Share award tax across different countries

CountryPoint to watch
United KingdomSection 431 election within 14 days, and growth shares are widely used
NetherlandsDiscount on the share value is wage at the moment of acquisition
GermanyGmbH share transfers require a notary, which pushes many companies to virtual shares
FranceAGA free shares are the structured route for awarding shares to employees
SpainThe startup law exemption band can cover part of the value of shares received

Rates, thresholds and qualifying conditions change with each national budget. Treat the figures here as orientation and confirm the current position with a local tax adviser before you grant.

Administration and the cap table

Real shares change the shareholder register, which means signature collection at every round, transfer restrictions to police and leavers to buy back. Before choosing shares over options, check that the buyback mechanics and the funding of that buyback are written into the articles and the award agreement.

What employees ask about share award tax

Are growth shares a way to avoid tax?
No. They reduce the value received at award, which reduces the income tax charge at that point. The growth above the hurdle is still taxed, as a capital gain when the shares are sold.
What happens if the employee leaves before vesting?
Restricted shares are normally bought back at the price paid or at nominal value. That mechanic has to be in the articles and the award agreement to be enforceable.

General information for founders, not legal or tax advice. Thresholds and rates change, so confirm the current position with an adviser in the relevant country before granting.

Restricted stock, growth shares and the wider picture

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