Prepare your asset division report after separation.

Save on mediator and lawyer costs by preparing your asset settlement list before you meet. Focus on life, not paperwork.

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Your asset division report

Bring your belongings, property, finances and open questions to your mediator or lawyer in one PDF.

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Asset division report

Alex & Jamie15 agreed · 1 open

Home buyoutBoth confirmed

Property value: $420,000.00
Mortgage balance: $280,000.00
Net home equity: $140,000.00

Alex keeps the home. Jamie’s equity share of $70,000.00 is included in the balancing payment.

Financing and ownership transfer still need to be arranged.

Savings, investments and debts

Joint savingsAlex 50% / Jamie 50%: $12,400.00
Joint investment accountAlex 50% / Jamie 50%: $8,400.00
Joint credit card balanceAlex 50% / Jamie 50%: -$2,400.00

Shared costs, split equally

Equity.me dossier: $39.00
Mediation preparation meeting: $900.00
Home valuation fee: $500.00

Partial balancing paymentAlex to Jamie

$69,380.50

14 included agreements, using the confirmed 50/50 split. Shared cost reimbursements are included.

See the balance calculation

Agreed net value: $162,100.00
Alex’s target share: $81,050.00
Allocated to Alex: $150,500.00
Alex’s expected sale proceeds: $150.00
Confirmed cost adjustments: -$219.50

Belongings and divisions

12 entries, with quantities and proposed values.

Shared belongings and their proposed divisions
Item	Value	Division
Oak dining table	$650.00	Allocated to Alex
City bicycle	$280.00	Allocated to Jamie
Reading chair	$200.00	Not yet agreed
Dining chairs6 items	$240.00	Allocated to Alex
Three-seat sofa	$800.00	Allocated to Jamie
Washing machine	$250.00	Allocated to Alex
Tumble dryer	$180.00	Allocated to Jamie
Television	$300.00	Sell, split proceeds 50% / 50%
Laptop	$700.00	Allocated to Jamie
Child’s bed	$140.00	Allocated to Jamie
Home office desk	$160.00	Allocated to Alex
Gold necklace	$1,200.00	Exclude from balance

Still to agree: the reading chair

Alex values it at $180.00; Jamie proposes $200.00. Both would like to keep it.

I would like to keep this chair because it belonged to my family. Please leave it open for our meeting.Alex

The reading chair is outside the balance until both partners agree. The necklace is excluded by agreement.

Excerpt from the fictional sample dossier.

Build your shared asset inventory.

Start your asset inventory for separation with a few belongings. In this example, Jamie can accept the table’s proposed value or suggest a change.

Explore the example dossier

Alex & Jamie

Oak dining tableSix seats. Some wear on the top.

Alex keeps the table$650.00

AlexConfirmed

JamieReview needed

Alex has confirmed $650. Jamie can agree or suggest a change.

You play both roles in this example. Real agreements need two separate accounts. Nothing here is saved.

Spend meeting time on decisions, not paperwork.

Start the conversation with the picture in front of you. Give your mediator or lawyer the figures, agreements and open questions in one PDF.

Start my report

See one-time dossier pricing or explore the home buyout guides.

A home equity calculation is useful.
Its assumptions
matter just as much.

Compare unequal down payment splits and renovation and sweat equity credits. You choose the proposal; Equity.me does not decide your legal rights.

How a deposit credit changes the equity split

Illustrative equity $200,000

Split equally

A · $100,000B · $100,000

Return A’s $50,000 deposit, then split the rest

A · $125,000B · $75,000

Selected scenarios, not a decision about legal entitlement.

Calculate a home buyout payment

Enter the property figures below. The house buyout calculator guide explains the methods, and the buyout versus selling comparison sets out the costs of each route.

Calculate a home equity splitHome value, mortgage and your chosen division

Calculate your home equity split

Start with the example amounts or enter your own. Partner A keeps the home and buys out Partner B.

Home figures

Currency

Use one currency for every amount. Changing it does not convert your figures.

Current home valueUSDMortgage payoff amountUSD

Other loans secured on the home

Include any additional secured borrowing, but do not enter the mortgage twice.

Other secured debtUSD

Use the home value and loan balances for the same date.

Proposed splitHow should the equity be divided?

Choose a percentage for each partner. This is a scenario, not a decision about legal ownership.

Costs and selling comparison

These start at zero. Enter only the costs you want this scenario to include.

Deduct from equity before splittingUSDCosts if you sell insteadUSD

Selling is a separate comparison. Its costs do not reduce the buyout payment.

Borrowing estimate

Estimate the new loan for Partner A. The 6% rate and 30-year term are examples, not a mortgage offer.

Separate refinance costsUSDPartner A’s cash towards the new loanUSDAnnual interest rate%Loan termyears

Do not count refinance costs again if you already deducted them from equity.

Contribute this scenario to research, optional

You can share broad ranges from this calculation to help us study asset division. Exact amounts stay in your browser. We store separate counts for each range and currency, without an account ID or a copy of your scenario. These counts may be retained indefinitely and used in future articles. They cannot be removed individually after submission. Use your own figures, not the example.